You are responsible even if your friend is driving your car
For most #carinsurance
policies, the #insurance
policy remains with the vehicle and not the driver. So, if you allow your friend or someone else to drive your car, you and your insurance company could still be still responsible for any damages or injuries from an accident.
Once your insurance policy has been maxed out, you may be able to tap into the driver's insurance policy in the event of an accident with a lot of damage and loss. Do not make the mistake in believing the car insurance myth that you are not responsible when you loan your vehicle to someone. You and your car insurance could still be on the hook.